Lexora's insurance practice offers legal counsel across both life and general (non-life) insurance domains, advising premier domestic insurers, reinsurers and corporate policyholders.

Our practice routinely handles regulatory compliance, policy drafting and claims resolution for insurers and reinsurers operating under the increasingly detailed frameworks administered by the Insurance Development and Regulatory Authority (IDRA). We assist clients in structuring products, drafting policy wordings that are both commercially workable and compliant with regulatory requirements, and responding to regulatory inquiries and audits.

On the claims side, we advise both insurers and policyholders on the resolution of disputed claims, working to resolve matters through negotiation wherever possible while remaining fully prepared to litigate where a claim cannot be resolved commercially. Our experience spans a range of insurance lines, giving us a practical understanding of how claims disputes typically develop in each.

We work collaboratively with clients to ensure forward-thinking risk mitigation strategies, ensuring strict legal compliance while helping insurers deploy innovative products and distribution models tailored to an evolving market landscape — including the growing intersection between insurance products and digital and wellness platforms.